Elective listing · authored curriculum in review
Financial literacy
Save Financial literacy as an elective interest and include it in an optional learning plan.
Current availability
The subject-specific curriculum is authored but not yet published for completion. Learners may inspect its scope and learning design now. Start, grading, and completion remain unavailable until every listed gate passes.
- qualified review approval is required
- reviewer identity, qualification, evidence, and approval date are required
What this course establishes
- Build a timing-accurate cash-flow plan
- Compare borrowing offers by total cost and risk
- Verify suspicious financial requests through safe channels
Entry knowledge
- Read a bill or account statement
- Use basic arithmetic and a calculator
Scope boundaries
- Educational information only; not individualized financial, tax, investment, insurance, or legal advice
Fastest competency route
No fastest-hour promise is made without learner data; prior knowledge shortens study only when calculations, reasoning, and safety decisions are demonstrated.
- Pass the cash-flow, borrowing-cost, and fraud diagnostics
- Complete the fictional financial decision file
- Correct all calculation and safety-critical errors and pass the final assessment
Full self-paced route
- Cash-flow lesson and calendar
- Borrowing-cost lesson and comparison
- Fraud-verification lesson and scenarios
- Decision file, feedback, revision, and final assessment
Lesson and assessment map
Build a cash-flow plan from real timing
Track when money arrives and leaves, distinguish expense types, and construct a balanced plan without hiding shortfalls.
4 questions: recall, application, judgment, and error correction.
Compare borrowing by total cost
Use APR, fees, term, payment amount, and total repayment to compare offers without relying on one attractive number.
4 questions: recall, application, judgment, and error correction.
Verify offers and protect your money
Recognize pressure tactics, independently verify requests, protect credentials, and document a response to suspected fraud.
4 questions: recall, application, judgment, and error correction.
Required applied assignment
Household financial decision file
Using fictional data, build a four-week cash-flow plan, compare two borrowing offers, and respond to a simulated fraud attempt without supplying personal financial information.
- Four-week cash-flow calendar
- Periodic-expense set-aside calculation
- Side-by-side borrowing-cost table
- Written recommendation with assumptions
- Fraud verification and response checklist
- Revision memo correcting one weakness
Passing standard: 80 of 100 points, with substantive revision required.
Continue after this course
- Taxes
- Insurance
- Investing
- Retirement planning
- Small-business finance